Sugar Creek Mutual Insurance Company offers affordable, dependable personal lines property insurance coverage for residents of the following eight Southern Wisconsin counties: Walworth, Rock, Green, Jefferson, Dane, Kenosha, Waukesha, and Racine. Our products are available through Ascot Agency and independent agents.
The products we offer are:
Farmowners - We offer the best coverage available for farm dwellings, outbuildings, grain systems, and equipment. Farm dwellings can have replacement cost coverage and replacement cost coverage for personal property just like our homeowner programs. For farm livestock and equipment, blanket inventory coverage is available, or individual coverage for specific items can be purchased based on your needs.
Farm Fire - Coverage for farms that are not owner occupied
Homeowners - The Company offers replacement cost and ACV coverages for homeowners that may include replacement cost for your personal property as well. A replacement cost program is also offered for qualified risks.
Dwelling Fire - Coverage for property that is not owner occupied
Tenants/Condominiums - Coverage for the personal property of those who are renters or condominium owners. Condominium policies also provide coverage for that part of the building for which you are responsible.
Inland Marine - Coverage that goes beyond the limits of your homeowner, condo or renters policy for special items such as jewelry, furs, cameras, computers, silver, and other collectible items. We also offer coverage for recreational vehicles and small boats.
Mobile Homes - for those who live in mobile homes, coverage is also available for the personal property of mobile home owners or renters, as well.
Builder's Risk - Protection for the dwelling under construction or homes being remodeled. Coverage is also available for theft of building materials not yet installed in the structure.
Commercial - Coverage for small businesses or rental dwellings.
Liability - Personal liability, farm owner's liability, and liability for landlords is available.
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